Send money to other members, request payments and run group collections, all inside Barota.
Send money to other members, request payments and run group collections, all inside Barota.
The Wallet is where you keep the card you pay with and move money with other Barota members. Payments go through Barota's payment gateway, and Barota never sees your card number.
You must be 18 or older to use the Wallet.
Save a card once and Barota offers it wherever you pay — the Bazaar, event tickets, bookings,
subscriptions — instead of asking you to type it in again.
the payment gateway's own secure form and held by them; Barota keeps the brand, the last four digits and the
expiry date, which is enough to tell one of your cards from another and nothing more.
card with Delete — removing it removes it from the payment gateway too, so it is genuinely gone rather
than merely hidden.
Nothing is charged when you save a card. You are authorising Barota to use it later, which is what
makes one card work everywhere instead of once at one checkout.
An expired card is shown as expired rather than quietly failing when you next try to pay.
You pay exactly the amount you choose. Barota's 1% fee is taken from what they receive, and the form shows what they'll get before you send. See Fees. If the person hasn't set up a payout account yet, the money is held for them and they're prompted to connect one to claim it.
A request is in your Wallet's currency, and can only be paid from a Wallet in the same currency: Barota doesn't convert between currencies yet. A 1.5% fee is taken from the amount you receive. See Fees.
Collecting for a gift or a trip?
Contributors choose one of the amounts shown or type their own, from the smallest contribution set for the pot's currency.
Contributors pay exactly what they choose. Barota's 1% fee is taken from what you, the organiser, receive. See Fees.
Set up a repeating payment to someone — weekly, monthly, or every 28 days — in Wallet → Scheduled. You'll need a saved card first: each payment is taken on its due date from the card that was your default when you set it up, in your Wallet's currency and with the same fees as sending money, and the recipient is notified. If a payment can't be taken (for example your card is declined), we try again the next day and let you know; after 3 failed attempts in a row the schedule is paused so you can fix your card. Cancel anytime, and no further payments are taken.
These are Barota's own fees, charged in addition to any payment gateway fee. Each is rounded down to your currency's smallest unit and shown before you confirm.
No fee has a cap.
If money is returned because it wasn't claimed within 7 days, the whole amount is returned and Barota keeps no fee.
From Earnings, withdraw your balance:
There's a minimum withdrawal too, set for your currency and shown when you withdraw.
You can make one withdrawal each day: the next is available 24 hours after your last, and a withdrawal that fails doesn't count.
The Barota Virtual Card isn't available yet. If you've asked for one, it shows as being set up: you can't top it up or spend with it until it's ready, and nothing is charged meanwhile.
A business on Barota has its own Business Wallet, separate from its owners' personal Wallets.
A registered business's shop orders and bookings arrive in its earnings once they settle; events and Trade jobs are paid to the person who runs them. Business registration
Open it from the Business menu.
Only the business's owners can see its balance, its payout account and its payouts, and only an owner can withdraw.
A business can make one withdrawal each day, whichever owner makes it.
Changing the payout account takes 72 hours from when the new account is set up: every owner is told, any owner can cancel during the wait, and payouts go to the current account until the new one takes over.
Staff, whatever their role, see a note instead.
Withdrawals go to a payout account in the business's own name, and each payout shows which owner made it.
Each month's activity downloads as a statement (CSV).
If a payment went wrong, contact support and give the payment's reference (it starts BT-).
If someone pressures you to send money, or a request looks like a scam, use Report on their profile or their message.
Is it free? The Wallet is free to have. Barota takes 1% from money received through a send or a collection, 1.5% from a paid request, and 1% for an instant withdrawal. See Fees.
Who can use the Wallet? Anyone aged 18 or over.
Where do payment requests appear? In your notifications and in Wallet → Requests, never your personal messages.
Does Barota store my card number? No. The payment gateway holds the card; Barota stores a reference to it plus
the brand, last four digits and expiry. There is nothing in Barota's records about your card that a
receipt would not already show.
cards**, and that it is your default.
Last updated: 4 October 2026